Oriental Bank of Commerce is an Indian Public Sector bank whose headquarter is located at Gurgaon in Haryana. The bank has more than 2000 branches and ATMs across India. It is currently the second-largest public sector bank in India after it got recently merged with  Punjab National Bank in the year 2020. It is one of the oldest bank which was started before India’s partition with Pakistan. Post the partition, the bank was shifted completely to India. However, all the monetary commitment which was made to the customers of the bank before partition was then fulfilled by the bank in spite of it going in the losses initially.

Post its merger with Punjab national bank, OBC gained quite a lot profit and branches across the country. It has also been rewarded with the best achievements because of the dedication and commit which employees of the bank gave during the crucial period of the bank.

Listing and Revenue

Revenue ₹17,867.69 crore
Operating Income ₹3,754 crore
Net Income ₹55.00 crore
Total Assets ₹271,909.57 crore

Products and Services

Oriental Bank of Commerce also called OBC is a public sector bank which was established in the year 1943. The bank is known to offer different financial and banking services to its valued customer. A customer is entitled to avail services like loan, deposit accounts, credit cards, debit cards, ATMs, mobile banking, insurance, self-banking halls, deposit accounts, and call centre to name some.


Oriental Bank of Commerce is one of the oldest bank in India which was found in 1943 but in Lahore. The bank’s first Chariman was Rai Bahadur Lala Sohan Lal who was also the founder. Right after the banks started, within 4 years, the bank had to go through the partition phase. Later it closed all its branches in Pakistan and shifted from Lahore to Amritsar. Post partition, Lala Karam Chand Thapar was the chairman of the bank.

Post India’s partition from Pakistan, the bank faced quite some challenges initially. There was a time when the bank earned a profit of Rs. 175 which actually was a crucial point for the owner to decide whether to contributed with the bank or close it. However, the leaders and employees later came forward to resume the bank and that is how, it improved the position with a active support of the employees.

In the year 1980, on April 15 the bank was nationalized. During that span, OBC was ranking 19 amongst the top 20 nationalized banks.

In the year 1997, OBC then had Bari Doab Bank and Punjab Cooperative Bank acquisition but without any additional branches added.

In the year 2004, OBC bank amalgamated Global Trust Bank (GTB) with it 103 branches that increased OBC's branch total to 1092. Due to this, OBC annual report recorded 2390 branches and 2625 ATMs pan India.

In coming years, the bank then progressed in different fronts that crossed nearly ₹2 lac crores by 31st march which made it seventh-largest Public Sector Bank in India in the year 2010.


Oriental Bank of Commerce and United Bank of India’s merger was announced by Finance Minister Nirmala Sitharaman On 30 August 2019. The merger then made Punjab National Bank the second largest public sector bank with 11,437 branches.

Awards and Recognition

For the year 1999-2000 OBC received outstanding achievements in Implementation which was received by B. D. Narang has bagged the Indira Gandhi Rajbhasha Award. Oriental Bank Of Commerce Life Insurance was also awarded with "Life Insurance Company of the Year"


Oriental Bank of Commerce is called as the scheduled commercial bank which has its  Subsidiaries that include Treasury Operations, Corporate/Wholesale banking, Retail banking, and Oriental Bank Of Commerce Life Insurance.