Investment SIP vs Lumpsum: Which method to choose? Investing comes with choices. However, choosing how to invest is a common confusion for many investors. An invester can make a one time investment via lumpsum investment or can go
Financial Planning 5 ways to have healthy relationship with money Your relationship with your money isn't perfect or easy like all relationships in life. However, with ongoing effort and commitment, you can strengthen your bond. Financial self-care refers to taking
tips Why you should close home loan early? The home loan is the biggest loan in borrower's portfolio. Meanwhile, it helps you in building an asset, home loan EMIs also claim huge amount of your salary, making an
tips How to negotiate car loan? Buying a car is now easy process with minimum documents required. If you want to uy a cheaper and affordable car loan, then you have to plan attentively to get
Investment Do you need to pay tax on online investments? Tax is an important form via which countries raise funds for various purposes. There are multiple types of taxes based on the source or category. Depending on country's laws, taxes
Income Tax Who are liable to pay income tax? It is the total amount of tax you're responsible for paying to the taxman. Tax liabilities are incurred when income is earned, there is a gain on the sale of
tips What does your PAN say? Ever wondered what does the number printed on your PAN (Permanent Account Number) says? Many of us don't know how to decode the pattern of 10-digit alphanumeric number. It's a code which contains some important information about the PAN holder. To understand what does
Loan Factors that affect your Credit Score A CIBIL score or credit score is a number that ranges from 750-900 and is used by the lenders to approve an applicant's creditworthiness. The more closer your score is
Financial Planning How to file income tax return (ITR)? Here is the easy process A tax return is defined as a form filed with a taxing authority which reports income, expenses, and other pertinent tax information. Tax returns make it simple for taxpayers to
Financial Planning Should you Renew Corona Kavach Insurance Policy or Buy a New One? With no respite from COVID-19, it is logical to keep yourself covered with a relevant insurance policy. Let us find out whether you should renew or buy a new one.
Financial Planning Essential tips to buy health insurance Unexpected health expenses can create a massive dent on your finances. A robust health insurance plan can help you meet your medical needs without any financial woes.
Financial Planning Essential points to consider before buying a term plan Term insurance is a crucial component of your family's financial security. But before selecting an insurer, you need consider few crucial things for your peace of mind.
Bank 6 instruments of RBI that you must know RBI plays a key role in India's economy. Let us find out the meaning of terms like CRR, SLR, RR, and more and how they impact our economy.
Loan 10 Ways to save money from home loan Home loan is a long term commitment. You end up paying a hefty sum as interest. Follow these tips to save some money on your home loan.
Loan You might not get a home loan despite a good credit score Buying your own home is nothing less than a dream come true. However, if you are planning to take a home loan you need to consider multiple factors.
Bank What is a bank overdraft? Everything you need to know Bank overdraft can fulfill your need of extra cash in the times of crisis. However, it is essential to know its rules and regulations.
Loan Applying for a car loan? Consider these points Buying your dream car is a big decision. Considering a few key points related to auto loans can help you buy a car easily.
Loan Consider these points before applying for a personal loan You can get a personal loan easily. However, if you are a bit careful, you can save on interest and other hassles.
Financial Planning How this woman became a millionaire and retired at 28 Idea of retirement gives us chills! We start thinking about fund accumulation, savings, and investments. But if you plan your finances with some discipline, you can easily retire young.
Financial Planning What are income tax and its type Income tax are majorly of three types. You are liable to pay you income tax under the following rules.
Loan Tips to repay your loan at a faster pace Loans come with hefty interest charges. You can save lakhs of rupees on interest by following a few a simple tips.
Loan Planning to buy your dream car? Do it without paying EMIs Car loan can squeeze out a lot of money from your wallet. It is better to plan in advance and own a car without any financial liability.
Credit Card Unemployed? You can still get a credit card Being unemployed doesn't means you can't get a credit card. Here are a few conditions in which you can still become eligible for a credit card.
Financial Planning Know these factors that can affect your credit score Your credit score is built on several factors and financial decisions. And you would always need a healthy credit score to secure a collateral-free credit.
Investment 4 prudent ways to utilise your bonus paycheck Getting a bonus paycheck is as exciting as eating your favorite food. However, you should take a step back and think judiciously before splurging the money on unwanted things.